Broker Check

Our Services

Sound financial plans outlast the uncertainty of the moment. Markets shift and economies change, but at Tota Vita Financial Associates, our customized strategies are built to evolve. That’s why we provide a consistent and objective perspective to ensure your financial plan is integrated for today and optimized for the future.

Whether you’re an individual investor or business owner, executive or philanthropist, we’ll help ensure your plan works in unison so you can stay focused on what matters most.

Financial Planning

Effective financial planning creates stability in the face of life’s many uncertainties. While providing an overview of the big picture, we develop comprehensive strategies for clients that allow them to make stronger financial decisions.

Though one-size fits all strategies may be the common approach, we specialize in tailoring plans to fit your current situation while providing a foundation for future growth. From providing life, disability, and long-term care insurance, to developing tax-advantaged college savings plans and preparing for retirement, we strive to help promote your total financial independence.

Click here for a Demo!

Advanced Investment Planning

The core of our practice is dedicated to constructing and managing investment portfolios. With access to industry-leading money managers, we utilize cutting-edge technology and a deep pool of intellectual capital to develop personalized investment strategies for our clients.

At Tota Vita Financial Associates, we believe investment management requires a process, not a product. From identifying short and long-term objectives to assessing resources and your level of risk tolerance, we strive to gain a deep appreciation for every aspect of your situation before offering our recommendations. As markets shift and your personal needs change, our customized strategies are engineered to evolve.

Legacy & Estate Planning

Truly comprehensive planning exceeds retirement and the transferring of wealth. At Tota Vita Financial Associates, we want you to have confidence that your most cherished assets will reach the people and places you hold dear. By incorporating your most cherished values, our strategic plans help ensure your estate plans fulfill your goals well beyond your lifetime and establish a financial tradition across generations.

While promoting your continued success, we will also coordinate with your tax and legal professionals to integrate all areas of your plan. When your needs evolve and circumstances change, our strategies will adapt with ease. As your advocate, we will help ensure that your plan prepares your money for your heirs, while preparing your heirs for the transfer of your wealth. Through establishing legacies, trusts, and foundations, we can also develop philanthropic strategies to maximize the longevity of your charitable giving

Retirement Planning

Whether you’re in the prime of your career, are just a few years away from leaving the workforce, or are already retired, we can help you gain confidence that your long-term goals will be met. Your advisor will offer detailed projections of when you can safely retire, at what level of income, and what rate of return will be necessary to meet your retirement goals. For those already retired, we will stress-test your plan for longevity risk, helping you ensure that your desired lifestyle will be maintained throughout your future.

We have helped clients effortlessly transition from the working world into retirement. By looking at the whole picture of your life, we can develop a tailor-made plan of action that evaluates pensions and Social Security income, 401(k) plans, savings, stock options, deferred compensation, and other assets to structure a reliable income stream throughout your future.

Business Succession Planning

You have worked hard to build the value of your business. From your employees, to your clients, and your customers, you have taken care of your people with the highest standard of service. Over time, however, the ultimate question comes for every business owner: “what is the next chapter in my life?”

We can help you answer that question with confidence. Working alongside our partners, Tota Vita Financial Associates can help you evaluate the next steps of your life, whether it be the transition of your business to the next generation, your employees, or an outright sale.

As successful business owners understand, decisions of this scale require coordination with a team of consultants. It not only entails financial expertise and guidance but the emotional support to make the most effective decisions. As your strategic partner, we will help you prepare for one of life’s biggest transitions.

Protection Planning

Growing your wealth is a priority, but protecting and preserving your assets is equally important. Wherever you are in life’s journey, it’s crucial to understand the ramifications of sudden changes and ensure the continued protection of you and your loved ones.

As a comprehensive financial planning firm, we have access to a full suite of insurance policies, including life, disability, and long-term care insurance for the continued protection of your assets. While monitoring your existing policies to guard against loopholes, we will seek new opportunities to defend what you’ve worked so hard to achieve.

Charitable Giving

Few moments in life match the satisfaction of well-planned and effective charitable giving. At Tota Vita Financial Associates, we admire investors who strive to be equally successful in both business and philanthropy. Our advisors value the importance of giving back to the community and know our clients do as well. To maximize the longevity of your charity, we will provide the resources to aid the organizations you’re passionate about while generating personal tax benefits and augmenting your overall wealth management plan.